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PLACES TO LIVE, COMPARED

Ubud, Bali vs Phuket

Ubud is inland on Bali; Phuket offers a coastal setting. This comparison separates nearby water, household costs and heat instead of treating both as interchangeable beach destinations. Ubud’s figures must not be read as an island-wide Bali average.

Compare for my household

Key differences for a move

Selected cities and localities, not national averages. National indicators are separate.

One scenario for both places2 adults + a seven-year-oldRental · 2 bedroomsPrivate school · public transport

Monthly USD · modeled, not market statistics. Taxes and one-off costs excluded.

Ubud, Bali

Indonesia

4,098 USD/ month · example

Warmest month
26.3 °C
2001–2020 · mean, not maximum
Nearby water
Ocean requires a trip
Climate and setting details

Warm season. Warmest month: mean 26.3 °C · 2001–2020. Not a daytime maximum or an overall climate rating.

Green surroundings and a busy center inland on Bali; the ocean is a separate destination.

Temperature source

Phuket

Thailand

4,923 USD/ month · example

Warmest month
28.8 °C
2001–2020 · mean, not maximum
Nearby water
Andaman Sea
Climate and setting details

Hot season. Warmest month: mean 28.8 °C · 2001–2020. Not a daytime maximum or an overall climate rating.

Island life ranges from beaches and hills to busy tourist districts.

Temperature source

Ubud, Bali has the lower example budget by 825 USD/month for the same household. This compares two city scenarios, not national average prices.

What makes up the budget

Housing

Ubud, Bali1,076 USD
Phuket1,311 USD

Groceries

Ubud, Bali702 USD
Phuket884 USD

Transport

Ubud, Bali250 USD
Phuket275 USD

Education

Ubud, Bali800 USD
Phuket1,050 USD
Other costs and assumptions

Utilities

Ubud, Bali137 USD
Phuket169 USD

Health insurance

Ubud, Bali292 USD
Phuket318 USD

Leisure

Ubud, Bali468 USD
Phuket468 USD

Reserve

Ubud, Bali373 USD
Phuket448 USD

Pets

Ubud, Bali0 USD
Phuket0 USD

Extra activities

Ubud, Bali0 USD
Phuket0 USD

Balanced lifestyle, no pets or extra activities. Amounts are editorial assumptions without a market-price verification date. Deposits, relocation, vehicle purchases and taxes are excluded.

Calculation methodology

National indicators and rules

Below is country-level, not city-level information. Citizenship and stay route affect which rules apply.

Indonesia

Intentional homicides / 100k0.302022 · Low rate

National statistic, not an overall safety rating.

Additional conditions

0.30 per 100,000 · 2022. National, not city data; not an overall safety index.

UNODC / World Bank

Short visits and limited-stay residence are different pathways. For a remote-worker status, verify foreign-employer and income requirements.

Do not confuse residence with permission to run local activities. Review tax status and bank-account eligibility.

Check evacuation, road-accident and natural-disaster coverage. Plan access to a larger medical center for complex treatment.

Check school accreditation, language and distance. International schools and medical facilities may be far from an attractive villa.

Country source records

Thailand

Intentional homicides / 100k4.792011 · Historical data

National statistic, not an overall safety rating.

DTV: validity and funds
visa validity · multiple entries
5 years
per entry
up to 180 days
minimum financial evidence
THB 500,000

One extension application for up to 180 further days per entry is available. Five-year visa validity is not five years of continuous stay; THB 500,000 is financial evidence, not a fee or monthly salary.

Extension is not guaranteed. Workcation covers evidenced foreign remote work, not employment with a Thai company.

Sources and verification dates
DTV: where applications are accepted
new requirements effective
31 Aug 2026
connection to the filing country
Nationality / PR

The Vientiane embassy’s worldwide notice requires nationality or permanent residence in the filing country, plus criminal-record clearance from that country or the nationality country. Merely visiting a third country as a tourist does not meet that condition.

Applications submitted and paid before 31 August 2026 are exempt from the new requirements. Document formats are consulate-specific.

Sources and verification dates
Tax residence and foreign income
in aggregate per calendar year
≥180 days
income covered by the remittance rule
From 1 Jan 2024

Tax residence starts at 180 days inclusive. Assessable foreign income earned from 2024 in a year of Thai tax residence is included when remitted to Thailand, even later. Only the remitted portion is included. Income from work or business in Thailand is taxable regardless of where it is paid.

The rule does not cover pre-2024 foreign income or income earned in a non-resident year. Deductions and foreign tax credits may apply; not every bank transfer is taxable. DTV gives no general exemption.

Sources and verification dates
UCS public health coverage
Gold Card / UCS coverage
Not included in DTV

UCS serves Thai citizens without another qualifying state-funded health entitlement. Holding a DTV alone does not confer eligibility for this scheme.

This does not bar foreigners from paying for public-hospital care or describe separate insurance schemes for foreign employees.

Sources and verification dates
National statistics and country guide

4.79 per 100,000 · 2011. National, not city data; not an overall safety index.

UNODC / World Bank

In Bangkok and Phuket, check school buses, admission fees and waiting lists. In Chiang Mai, account for seasonal air pollution.

Country source records
How to read this comparison

Ubud, Bali has the lower warmest-month mean for 2001–2020. This measures heat only, excluding humidity, winter and air quality.

Homicides: not ranked because years differ, records are historical or data are missing. National statistics do not determine neighborhood safety.

Visas, taxes, healthcare and family life: not ranked. There is no overall winner; citizenship, income and household needs change the answer.

Bars compare amounts, not quality of life: the maximum in each row is 100%.

Methodology and data limitations

Adjust cities, household and expenses below. The examples above remain fixed for comparability.

Adjust your household and expenses

The places below match this page. Saved household preferences apply to your calculation; the examples above remain fixed.

Household & budget
All budget settings

The same household settings apply to every city. Budgets are monthly USD planning scenarios, not market statistics.

Compare 2–4 destinations

Budgets and climate are city-level; legal conditions are country-level.
Compare byUbud, Bali
Phuket
Living cost / month🇮🇩 Ubud, Bali$4,098
10/10 · Lowest budget
Assessment basis

Only the selected planning budgets with the same household settings. Not a market-price ranking.

🇹🇭 Phuket$4,923
0/10 · Highest budget
Assessment basis

Only the selected planning budgets with the same household settings. Not a market-price ranking.

Warmest month🇮🇩 Ubud, Bali26.3 °C
7/10 · Warm season
Assessment basis

Warmest month: mean 26.3 °C · 2001–2020. Not a daytime maximum or an overall climate rating.

Source
2001–2020
🇹🇭 Phuket28.8 °C
4/10 · Hot season
Assessment basis

Warmest month: mean 28.8 °C · 2001–2020. Not a daytime maximum or an overall climate rating.

Source
2001–2020
Intentional homicides / 100k🇮🇩 Ubud, Bali0.3
10/10 · Low rate
Assessment basis

0.30 per 100,000 · 2022. National, not city data; not an overall safety index.

Source · 2022
National statistic, not city risk · 2022
🇹🇭 Phuket4.8
Historical data
Assessment basis

4.79 per 100,000 · 2011. National, not city data; not an overall safety index.

Source · 2011
National statistic, not city risk · 2011
Water nearby🇮🇩 Ubud, BaliOcean requires a trip🇹🇭 PhuketAndaman Sea
Tax residence🇮🇩 Ubud, Bali
Conditions & facts

Residence, over 183 days in 12 months, or presence with an intention to reside.

Details & sources
🇹🇭 Phuket
Conditions & facts

180 days or more in a calendar year, not other countries' 183-day tests.

Details & sources
Income taxes🇮🇩 Ubud, Bali
Conditions & facts

Standard bands 5–35%; the top rate applies to taxable income above IDR5bn. A visa alone does not set the tax rate.

Details & sources
🇹🇭 Phuket
Conditions & facts

Foreign income earned from 2024 in a resident year and remitted to Thailand requires tax review. Not every transfer is income. Net-income bands run 0–35%, with the top band above THB5m (official 2024 guide).

Details & sources
Residence & legal status🇮🇩 Ubud, Bali
Conditions & facts

Short visits and limited-stay residence are different pathways. For a remote-worker status, verify foreign-employer and income requirements.

Details & sources
🇹🇭 Phuket
Conditions & facts

visa validity · multiple entries: 5 years. per entry: up to 180 days. minimum financial evidence: THB 500,000. One extension application for up to 180 further days per entry is available. Five-year visa validity is not five years of continuous stay; THB 500,000 is financial evidence, not a fee or monthly salary.. Extension is not guaranteed. Workcation covers evidenced foreign remote work, not employment with a Thai company. new requirements effective: 31 Aug 2026. connection to the filing country: Nationality / PR. The Vientiane embassy’s worldwide notice requires nationality or permanent residence in the filing country, plus criminal-record clearance from that country or the nationality country. Merely visiting a third country as a tourist does not meet that condition.. Applications submitted and paid before 31 August 2026 are exempt from the new requirements. Document formats are consulate-specific.

Details & sources
Work & business🇮🇩 Ubud, Bali
Conditions & facts

Short visits and limited-stay residence are different pathways. For a remote-worker status, verify foreign-employer and income requirements.

Details & sources
🇹🇭 Phuket
Conditions & facts

SMART S: approved startup. Two-year route for an established qualifying startup: director or ≥25% stake; personal deposit THB600,000 held for 3 months, +THB180,000 per dependent and insurance. Not a route for buying any bar.

Details & sources
Safety🇮🇩 Ubud, Bali
Conditions & facts

Check villa security, deposit scams and document storage. A popular tourist neighborhood still needs due diligence.

Details & sources
🇹🇭 Phuket
Conditions & facts

Consider tourist scams and theft. Assess the actual neighborhood, especially for late-night travel.

Details & sources
Conflict-sensitive regions🇮🇩 Ubud, Bali
Conditions & facts

Regional warnings and volcanic activity are separate risks. Have a plan for disrupted flights.

Details & sources
🇹🇭 Phuket
Conditions & facts

Some warnings are regional. Check the far south and Cambodia border before travel instead of applying one risk level to all Thailand.

Details & sources
Family & schools🇮🇩 Ubud, Bali
Conditions & facts

Check school accreditation, language and distance. International schools and medical facilities may be far from an attractive villa.

Details & sources
🇹🇭 Phuket
Conditions & facts

In Bangkok and Phuket, check school buses, admission fees and waiting lists. In Chiang Mai, account for seasonal air pollution.

Details & sources
Healthcare🇮🇩 Ubud, Bali
Conditions & facts

Check evacuation, road-accident and natural-disaster coverage. Plan access to a larger medical center for complex treatment.

Details & sources
🇹🇭 Phuket
Conditions & facts

Gold Card / UCS coverage: Not included in DTV. UCS serves Thai citizens without another qualifying state-funded health entitlement. Holding a DTV alone does not confer eligibility for this scheme.. This does not bar foreigners from paying for public-hospital care or describe separate insurance schemes for foreign employees.

Details & sources
How comparisons work

Intentional homicide is a national statistic per 100,000 residents, not your attack probability or an overall safety ranking. Rankings use observations no older than five years; older and missing values go last. Years may differ across countries. Heat labels describe temperature, not climate quality.

Colors apply to individual criteria: green means a lower budget, less heat or a lower homicide rate, not an overall winning country. Taxes, one-off costs and a vehicle purchase are excluded. There is no overall winner: residence eligibility depends on citizenship and route, taxes on income and residence. Temperatures are historical means; source periods may differ.

The 0–10 budget scale is relative: 10 for the cheapest selected scenario and 0 for the most expensive, with rounded linear values between; equal budgets all receive 5. It does not measure affordability against your income. Warmest-month mean heat: ≤25°C = 10; >25–28°C = 7; >28–31°C = 4; >31°C = 1. Homicides per 100k: <1 = 10; 1–<3 = 8; 3–<10 = 5; 10–<20 = 2; ≥20 = 0. These are editorial bands, not official risk categories.

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